Buying a house is one of the biggest investment decisions
you will make, so it’s really important that you make an informed decision.
Failure to do so could be disastrous on many counts, financially, emotionally
and (because all these things are connected) for your health and well-being!
That may sound like an exaggeration, but it’s not. Imagine
what would happen if you fell in love with a cute little cottage on the bank of
a beautiful river, bought it, and then discovered it was downstream from a
poorly run manufacturing plant that was spewing toxins into the river, or a
neglected hydroelectric facility (dam!) that was on the verge of collapsing!
Either of these scenarios could certainly affect your health, couldn’t they?a
These are extreme situations that most people could manage
to avoid, but they serve to illustrate the fact that a poor real estate
purchase could have dire consequences, so it pays to do whatever you can to
make sure you are buying the right house for you and your family.
Right now you are enticed by very low mortgage rates, home
buying incentive programs and (depending on where you are) a plethora of
housing choices, making home ownership possible for many. It might be the right
time for you to buy, if you have some money for a down payment, a reasonably
secure income and the desire for your own place.
First time buyers should consider enlisting the help of a
buyers agent, someone who can guide you through the process of choosing and
purchasing a house that meets your needs and fits your budget.
Make a list of features that you require, and those that you
would like but aren’t absolutely necessary. Think about things like:
- Proximity to work (or to transit that you can
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Getting up the nerve to begin your home improvement project
can be exasperating to say the least. One moment you’re gung-ho and ready to
tackle the next minute you’re almost
suffering from anxiety attacks.
But you shouldn’t allow these roller coaster feelings to
continue to prevent you from doing what you really want to do. And besides,
after almost a quarter of a century as a home improvement contractor, I
sometimes still get these same feelings.
It remind me of the butterflies I would get just before
kick-off, when I was playing football back in the day. So, if you are having
uneasy feelings and doubting yourself, just put your foot down and make a
commitment to start the job immediately and do it. Don’t get caught up worrying
about making mistakes because mistakes are really nothing more than growing
pains. That’s right. We all are human and we all make mistakes, but you can
profit from your mistakes and turn those bloopers into building blocks.
Never give up on yourself before you even give it a try.
First, take the necessary time to get all the information you can from as many
reputable sources available and immerse yourself in it. Try to obtain all the
knowledge you can about whatever task you will be performing and prepare to follow
those instructions completely.
Remember, even if the outcome is less than perfect you still
are to be commended for overcoming your fears and going forward with your
project. And you are the better for it too. Let this be a spring board for
future references. No matter the outcome you really have succeeded and deserves
to be congratulated for it.
One note of caution in closing, always use common sense and
do not jeopardize your safety and the safety of … Read more